Udemy

How Banks Really Work: Banking Fundamentals for Beginners

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  • 35 Students
  • Updated 2/2026
4.6
(13 Ratings)
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Course Information

Registration period
Year-round Recruitment
Course Level
Study Mode
Duration
4 Hour(s) 18 Minute(s)
Language
English
Taught by
Rachit Sharma
Rating
4.6
(13 Ratings)
3 views

Course Overview

How Banks Really Work: Banking Fundamentals for Beginners

Understand how banks make profits, manage risk & process payments

Most people know what banks do, but few understand how banks work behind the scenes.

Step into the dynamic world of banking with a course that unlocks the secrets of the financial systemno prior experience required. Whether you're a curious learner, a professional pivoting into finance, or someone eager to make smarter financial decisions, this course is your gateway to understanding how banks shape the economy and your everyday life.

Why Take This Course?

  • Empower Yourself: Gain the confidence to navigate financial conversations, products, and decisions with ease.

  • Career Catalyst: Lay the groundwork for roles in banking, fintech, finance, or business strategy.

  • Future-Proof Knowledge: Stay ahead of the curve with insights into digital banking and financial innovation.

What You’ll Learn?

  • Banking Fundamentals: Discover how banks operate as financial intermediaries, manage risk, and fuel economic growth.

  • Types of Banks: Understand the unique roles of commercial, investment, and central banks.

  • Core Products & Services: Learn about savings accounts, credit cards, mortgages, investment tools, and more.

  • Central Banking & Regulations: Explore the critical role of central banks and how regulations help ensure stability, trust, and smooth operations in the banking system.

  • Digital Banking: Dive into the world of electronic banking, online transactions, and the rise of digital payment systems transforming customer experiences.

  • Financial Mechanics: Unpack how banks earn revenue, manage liquidity, and meet regulatory standards.

  • Industry Language & Structure: Master essential terminology and grasp the architecture of the financial system.

  • Fintech & Innovation: Examine the technologies reshaping banking—from mobile apps to blockchain.

By the end of this course, you’ll walk away with a clear, practical understanding of banking, ready to make informed financial choices, engage confidently in the finance world, or pursue further studies and career opportunities.

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Course Content

  • 26 section(s)
  • 95 lecture(s)
  • Section 1 Course Introduction
  • Section 2 Introduction to a Bank
  • Section 3 Primary Functions
  • Section 4 Secondary Functions
  • Section 5 Secondary functions - Agency Functions
  • Section 6 Secondary Functions - General Utility Functions
  • Section 7 Pit stop with Aryan
  • Section 8 Types of Banking - Premises
  • Section 9 Retail Banking
  • Section 10 Private Banking
  • Section 11 Corporate Banking
  • Section 12 Investment Banking
  • Section 13 Islamic Banking
  • Section 14 Pit Stop with Aryan
  • Section 15 International Banking
  • Section 16 Central Banking
  • Section 17 Banking Regulation & Supervision
  • Section 18 Bank's Balance Sheet
  • Section 19 Risks in Banking
  • Section 20 Comparing Banking Markets
  • Section 21 Digital Banking
  • Section 22 Emerging Trends
  • Section 23 Summary and Conclusion
  • Section 24 Role Play
  • Section 25 Validate your understanding
  • Section 26 Further reading

What You’ll Learn

  • Comprehensive introduction to the global banking industry, Gain a thorough understanding of various functions of a Bank, Understand the types of Banking such as Retail, Corporate, Private etc, Understand how International Banking works, Understand the role of Central Bank and Banking regulations, What is Banking Risk, What is Risk Management, Comparison of Banking Markets across the globe, Emerging trends in Banking


Reviews

  • P
    Pooja Jotiba Khade
    3.5

    very useful

  • C
    Carlos Mendoza
    5.0

    Great content, I have taken other courses of this instructor. This one is equally good and great for beginners

  • R
    Raj Patel
    5.0

    So easy to understand. Good course for Beginners. I recommend

  • S
    Sofia Ramirez
    5.0

    Good presentation and explanations. Banking is a broad concept and Mr Rachit has done a good job of putting it up in an interesting and simple manner for beginners

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