Course Information

Schedules
  • 12 Mar 2026 (Thu) - 14 May 2026 (Thu) 6:45 PM - 9:45 PM
Registration period
9 Feb 2026 (Mon) - 11 Mar 2026 (Wed)
Price
Course Level
Study Mode
Duration
30 Hour(s)
Language
English
Location
-
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Course Overview

Intended Learning Outcomes:

On completion of the module, students are expected to be able to:

  1. tackle liability risks according to the complexity of different business activities;
  2. analyse the scope and establish underwriting policies of constructing liability insurance contracts for a spectrum of business and clients; and
  3. review performance of underwriting process and claims of the liability insurance contracts from the perspectives of different stakeholders and in compliance with legal requirements.

Learning Contents

1. Civil Liability

  • Legal liability, tort, negligence, occupiers’ liability, nuisance, trespass, strict liability, vicarious liability, relevant Building Management (Third Party Risks Insurance) Regulation, liability under statute /contract and defamation, the standard form of building contracts issued by the Joint Contracts Tribunal, etc.

2. Motor Vehicle Insurance (Third Party Risks) Ordinance 1951

  • Motor Liability Insurance, including underwriting, rating, surveys and MIB, etc.

3. Employers’ liability compulsory insurance requirements

  • Third Parties (Rights Against Insurers) (Cap 273) Ordinance
  • Employees Compensation Assistance (Amendment) Ordinance 2002, and related ECIIB
  • Employees’ Compensation Insurance including underwriting, rating, surveys, EC residual scheme

4. Related Legal liabilities involving other areas such as:

  • product liability insurance including recall and guarantee
  • professional indemnity insurance
  • directors’ and officers’ liability insurance
  • excess and umbrella liability
  • other specialized insurance

5. Policy cover and complex claims practice

  • policy wordings, definitions, special specifications and features terms and conditions, exclusions and exceptions, extensions, clauses and common endorsements such as Cross Liability Clause, Occurrence and Claim Made Basis.
  • claims handling practice, including reserve

6. Risk management, assessment and underwriting guidelines

  • questions within the proposal form; premium bases; wages adjustment schedule; rating of risks; classification of risks; and underwriting of individual risks, common indemnity and insurance clauses; risk management

 

 

What You’ll Learn

Learning Contents

1. Civil Liability

  • Legal liability, tort, negligence, occupiers’ liability, nuisance, trespass, strict liability, vicarious liability, relevant Building Management (Third Party Risks Insurance) Regulation, liability under statute /contract and defamation, the standard form of building contracts issued by the Joint Contracts Tribunal, etc.

2. Motor Vehicle Insurance (Third Party Risks) Ordinance 1951

  • Motor Liability Insurance, including underwriting, rating, surveys and MIB, etc.

3. Employers’ liability compulsory insurance requirements

  • Third Parties (Rights Against Insurers) (Cap 273) Ordinance
  • Employees Compensation Assistance (Amendment) Ordinance 2002, and related ECIIB
  • Employees’ Compensation Insurance including underwriting, rating, surveys, EC residual scheme

4. Related Legal liabilities involving other areas such as:

  • product liability insurance including recall and guarantee
  • professional indemnity insurance
  • directors’ and officers’ liability insurance
  • excess and umbrella liability
  • other specialized insurance

5. Policy cover and complex claims practice

  • policy wordings, definitions, special specifications and features terms and conditions, exclusions and exceptions, extensions, clauses and common endorsements such as Cross Liability Clause, Occurrence and Claim Made Basis.
  • claims handling practice, including reserve

6. Risk management, assessment and underwriting guidelines

  • questions within the proposal form; premium bases; wages adjustment schedule; rating of risks; classification of risks; and underwriting of individual risks, common indemnity and insurance clauses; risk management


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