Course Information
- 12 Mar 2026 (Thu) - 14 May 2026 (Thu) 6:45 PM - 9:45 PM
Course Overview
Intended Learning Outcomes:
On completion of the module, students are expected to be able to:
- tackle liability risks according to the complexity of different business activities;
- analyse the scope and establish underwriting policies of constructing liability insurance contracts for a spectrum of business and clients; and
- review performance of underwriting process and claims of the liability insurance contracts from the perspectives of different stakeholders and in compliance with legal requirements.
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Learning Contents |
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1. Civil Liability
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2. Motor Vehicle Insurance (Third Party Risks) Ordinance 1951
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3. Employers’ liability compulsory insurance requirements
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4. Related Legal liabilities involving other areas such as:
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5. Policy cover and complex claims practice
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6. Risk management, assessment and underwriting guidelines
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What You’ll Learn
Learning Contents
1. Civil Liability
- Legal liability, tort, negligence, occupiers’ liability, nuisance, trespass, strict liability, vicarious liability, relevant Building Management (Third Party Risks Insurance) Regulation, liability under statute /contract and defamation, the standard form of building contracts issued by the Joint Contracts Tribunal, etc.
2. Motor Vehicle Insurance (Third Party Risks) Ordinance 1951
- Motor Liability Insurance, including underwriting, rating, surveys and MIB, etc.
3. Employers’ liability compulsory insurance requirements
- Third Parties (Rights Against Insurers) (Cap 273) Ordinance
- Employees Compensation Assistance (Amendment) Ordinance 2002, and related ECIIB
- Employees’ Compensation Insurance including underwriting, rating, surveys, EC residual scheme
4. Related Legal liabilities involving other areas such as:
- product liability insurance including recall and guarantee
- professional indemnity insurance
- directors’ and officers’ liability insurance
- excess and umbrella liability
- other specialized insurance
5. Policy cover and complex claims practice
- policy wordings, definitions, special specifications and features terms and conditions, exclusions and exceptions, extensions, clauses and common endorsements such as Cross Liability Clause, Occurrence and Claim Made Basis.
- claims handling practice, including reserve
6. Risk management, assessment and underwriting guidelines
- questions within the proposal form; premium bases; wages adjustment schedule; rating of risks; classification of risks; and underwriting of individual risks, common indemnity and insurance clauses; risk management