Course Information
Course Overview
Preparing you to PASS the P&C State Exam. Includes: Property & Casualty Basics, Insurance Concepts, DP, HO, Plus More!
This Udemy Business course provides comprehensive Property and Casualty Insurance training for employees studying to pass the P&C Insurance licensing exam. It is ideal for employees struggling to pass the exam.
Passing the Property & Casualty Exam takes more than just reading through a standard pre-licensing course. P&CP's Programs consistently deliver high pass rates because of how we teach the material and how we present the information.
We’ve spent countless hours breaking down the course content to create a comprehensive, easy-to-follow program that actually helps you understand what you're reading — not just memorize it.
Here’s what makes our course different:
Real-life scenarios to bring concepts to life
Memorization tips that stick
Exam-day strategies to reduce stress and boost confidence
A full breakdown of all 11 chapters within the Property and Casualty material.
Includes:
P&C Basics
General Insurance Concepts
Dwelling
Homeowners
If you're serious about passing on your first try, our course is designed to get you there — with clarity, confidence, and real understanding.
Get our Advanced Courses for additional learning into:
Auto (PAP and Commercial Auto)
Commercial Package Policy (CPP)
Business Owners Policy (BOP)
Workers Compensation (WC)
Other Coverages and Benefits (Crop, Bonds, Aviation, Professional Liability, and more)
This program Includes:
- On-Demand video lectures of all Property and Casualty Chapters (P&C Basics, General Insurance Concepts, Dwelling and HO-- This virtual learning environment allows you to access the course from anywhere, anytime.
Insurance Basics Terminology: Insurance, Insured, Insurer, Indemnification, Insurable Interest, Risk, Hazard, Loss, Peril
Common Policy Conditions: Policy territory, Insureds Provisions and Insurers Provisions, Third Party Provisions.
Additional Terminology: Assignment Clause, Abandonment, Proof of Loss, Salvage, Liberalization Clause, Subrogation and More!
Types of Insurers (Including Mutual Insurers, Stock Insurers, Reciprocal Insurers, Reinsurers, Risk Retention Groups and More!)
Underwriting: Process, Purpose, and Rating Types explained.
-P&CP Comprehensive Study Guide
-P&CP Practice Exam
- P&CP’s Exclusive "Must Know Peril Guide & Scrap Paper Trick" Learning Aids.
- And More!
We've carefully designed our Property and Casualty study programs to provide structured, consistent, and high-quality materials for learners who prefer a more guided and comprehensive approach. These resources are available to help reinforce your learning and support your exam preparation. To sell, solicit, or negotiate insurance, a license is required. Our programs pair with Cerifi’s Accredited Pre-Licensing Course. Use code PCPASAVE to get 25% off.
Course Content
- 10 section(s)
- 9 lecture(s)
- Section 1 Introduction
- Section 2 General Insurance Concepts: Risks, Hazards, Contracts, and Types of Agents
- Section 3 Dwelling (DP Policies)
- Section 4 Homeowners Lesson
- Section 5 Pop Quiz!
- Section 6 P&C Study Guide
- Section 7 Must Know Perils Guide - Learning Aid
- Section 8 Exclusive Scrap Paper Trick
- Section 9 P&C State-Specific Exam Content Overview
- Section 10 What’s Next: Commercial Lines & Advanced Coverage
What You’ll Learn
- Pass the Property and Casualty State Exam
- Understand Property and Casualty Insurance Basics needed for the Property & Casualty State Exam
- Master Types of Loss, identifying differences between direct loss, indirect loss, and consequential loss.
- Under Hazards, Risks, Underwriting, and more!
- Policy Structure, Breaking down the sections of a policy, memorizing DICE and what is included.
- Types of Insurers, including Mutual, Stock, Fraternal, Reciprocal, and more!
- Understand the Auto section for the P&C Exam, differences between liability, medical payments, uninsured/underinsured motorist, and physical damage coverages.
- Compare split limits, single limits, & combined single limits
- Differentiate between the 3 Dwelling policy forms and their covered perils.
- Compare all Homeowners forms, including special, broad, and modified coverage types.
- Describe liability exposures for businesses and how CGL policies address them.
- Understand the structure, eligibility, and modular design of the Commercial package policy
- Explain the purpose of workers compensation and employer liability.
- Understand liability, physical damage, and unique coverages for business use.
Skills covered in this course
Reviews
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ZZakaria Saleh
Great
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MMelissa Lyn Vanderwerf
Amazing Lesson!! Videos are broken down and explained in a way that is understood and retained.
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NNoel Francavilla
The course is already helpful and easy to use.
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MMiriam Andrade
love the teacher examples and interested subject motivation to help understand.