Course Information
Registration period
Year-round Recruitment
Course Level
Study Mode
Duration
7 Hour(s) 37 Minute(s)
Language
English
Rating
Course Overview
Learn commercial lending, financial statement analysis, and credit risk evaluation step-by-step.
This comprehensive course is designed to equip credit professionals with the skills required to make commercial lending decisions based on conclusion-driven analysis. Participants will strengthen their analytical capabilities by applying a logically structured credit analysis framework that supports sound commercial credit decisions.
The course begins with the identification of the deal structure and credit structure, and then progresses through the full credit analysis process—from business risk analysis to financial risk evaluation, and finally to structural risk assessment. Along the way, learners will also explore and compare different industry dynamics to better understand how external factors influence creditworthiness and lending outcomes.
The program includes 42 lectures across 8 sections, introducing each concept step-by-step and examining them in depth through practical examples and real-world insights.
More About This Course and Starweaver
This course is led by a seasoned commercial and corporate credit professional and executive with extensive hands-on experience in risk analysis and credit assessment. The program has been designed, produced, and delivered by Starweaver, one of the world’s most respected and established professional training providers.
Starweaver delivers training programs to leading global financial institutions and technology companies, including organizations such as Ahli United Bank, Mashreqbank, American Express, ANZ Bank, Banco Votorantim, Bank of America, Barclays, BMO Financial Group, BNP Paribas, Citibank, Commerzbank, HSBC, Nomura Securities, Royal Bank of Canada, Santander Corporate Bank, Wells Fargo, Westpac Corporate Bank, Tata Consultancy Services, Wipro, and many others.
Through its globally recognised programs, Starweaver has helped thousands of professionals strengthen their expertise in commercial credit analysis, lending, and financial risk management.
Happy learning.
Course Content
- 10 section(s)
- 45 lecture(s)
- Section 1 General Principles of Lending
- Section 2 Accounting - Part 1
- Section 3 Accounting - Part 2
- Section 4 Business Risk Analysis
- Section 5 Financial Risk Analysis 1: Key Risk
- Section 6 Financial Risk Analysis 2: Ratio Analysis
- Section 7 Financial Risk Analysis 3: Cash Flow & Liquidity
- Section 8 Financial Risk Analysis 4: Management Accounts & Projection
- Section 9 Closing Remarks
- Section 10 Bonus Lecture
What You’ll Learn
- Understand the credit analysis process, including risk identification, analysis, and mitigation within credit risk analysis and management., Build and apply financial skills to evaluate business, financial, and structural risks in corporate credit risk analysis., Identify the appropriate information requirements used in credit analysis and underwriting for effective risk evaluation., Implement a structured approach to business risk analysis, assessing macro, industry, and company-specific factors., Apply industry and company-specific credit risk assessment techniques and tools, including the BCG Matrix and Porter’s Five Forces., Analyze key functional areas of a business using structured frameworks such as SWOT analysis to support fundamental credit analysis., Examine a company’s financial statements, including the income statement and balance sheet, as part of financial and credit risk analysis., Evaluate financial statements and relevant data to assess borrower creditworthiness using proven credit risk analysis methods., Determine appropriate credit risk categories and credit ratings through detailed credit rating and risk analysis., Assess the feasibility of a credit request by evaluating industry conditions, market risks, and borrower financial strength., Recommend informed credit decisions and lending terms based on a comprehensive credit analysis and credit risk assessment.
Reviews
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KKanya Mahamba
It was very informative course
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VVenkanna Bhukya
the detail explanation and start from the core basics
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ZZwelakhe Mkhwanazi
Smart, logical and practical guide to learning about how to approach tasks at the Bank.
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VViano Micheal
Very insightful with good examples
